Lost a home to foreclosure? A court may be holding money that belongs to you.
When a foreclosed property sells at auction for more than what was owed, the extra money — the “surplus” — can legally belong to the former owner or their heirs. Millions sit unclaimed. Checking is free.
$44,280,000+ verified surplus audited
380+ families reunited with their money
Attorney on every case your claim is handled properly, in your name
No upfront cost contingency only — we’re paid only when you get paid
How it works
- We check. Our team searches court dockets and county records for surplus funds tied to your name or property.
- We call you. If we find funds, we explain exactly what’s being held, and what the process looks like. If we find nothing, we tell you that too.
- You decide. Nothing is filed without your signed agreement. No pressure either way.
Common questions
Is this real?
Yes. Surplus funds (also called excess proceeds) are a matter of public court record. Counties and courts hold this money until the rightful owner claims it.
Why haven’t I been told?
Notice letters go to the foreclosed address — the one place you no longer live.
What does it cost to check?
Nothing. The check is free, and there are no upfront fees at any point.
What if the former owner passed away?
Heirs can often claim. We handle heir cases with the estate’s court-appointed representative.
Who is Full Circle Asset Recovery?
A national asset-recovery firm. Real people, real recoveries, attorney-assisted claims. About us.